Aelea Commodities IPO Review - Issue Date, Price, GMP, Subscription, Allotment, Lot Size, and Details

IPO Details IPO GMP IPO Subscription Reviews About Company IPO Timeline KPI Financial Information Peer Comparison Allotment

Aelea Commodities Limited (Erstwhile Known As Aelea Commodities Pvt. Ltd.), is engaged in Business of Agro Commodities viz. processing of Raw Cashew Nuts and Trading of Sugar, Rice, Wheat Flour, Pulses, Beans, Vegetables Etc.

Aelea Commodities IPO, a Book Built issue amounting to ₹51.00 crores, consisting entirely a Fresh Issue of 53.68 lakh Shares. The subscription period for the Aelea Commodities IPO opens on July 12, 2024, and closes on July 16, 2024. The allotment is expected to be finalized on or about Thursday, July 18, 2024, and the shares will be listed on the BSE SME with a tentative listing date set on or about Monday, July 22, 2024.

The Share price band of Aelea Commodities IPO is set at ₹91 to ₹95 equity per share, with a minimum lot size of 1,600 shares. Retail investors are required to invest a minimum of ₹152,000, while the minimum investment for High-Net-Worth Individuals (HNIs) is 2 lots (3,200 shares), amounting to ₹304,000.

EKADRISHT CAPITAL PRIVATE LIMITED is the book-running lead manager, Maashitla Securities Private Limited is the registrar for the Issue. S S CORPORATE SECURITIES LIMITED is the sole market maker for the Aelea Commodities IPO.

Aelea Commodities Limited IPO GMP Today
The Grey Market Premium of Aelea Commodities Limited IPO is expected in the range of ₹20 to ₹30 based on the financial performance and subscription status of the company. No real trading is done on the basis of Grey Market Premium that's why no real discovery of price can be done before the listing of shares on the stock exchange. The Grey Market Premium totally depends upon the Demand and Supply of the shares of the company in unorganized manner which is not recommended. The Grey Market Premium is mentioned for educational and informational purposes only.

Aelea Commodities Limited IPO Live Subscription Status Today
As of 02:30 PM on 12 July 2024, the Aelea Commodities Limited IPO live subscription status shows that Aelea Commodities Limited IPO fully subscribed on Day 1 itself. Check the Aelea Commodities Limited IPO Live Subscription Status Today at BSE.


Aelea Commodities Limited IPO Allotment Status
Aelea Commodities IPO allotment date is 18 July, 2024, Wednesday. Aelea Commodities IPO Allotment will be out on 18th July 2024 and will be live on Registrar Website from the allotment date. Check Aelea Commodities Limited IPO Allotment Status here. Here's how you can check the allotment status:
- Navigate to the IPO allotment status page.
- Select Aelea Commodities Limited IPO from the dropdown list of IPOs.
- Enter your application number, PAN, or DP Client ID.
- Submit the details to check your allotment status.
By following either of these methods, investors can quickly determine their allotment status and proceed accordingly with their investments.

Objectives of Aelea Commodities Limited IPO
Aelea Commodities Issue Proceeds from the Fresh Issue will be utilized towards the following objects :
1. ₹2553.33 Lakhs is required for Setting up of new manufacturing unit and Installation of Plant & Machinery;
2. ₹591.66 Lakhs is required for the Purchase of Plant and Machinery at existing manufacturing unit;
2. General Corporate Purposes.

Refer to Aelea Commodities Limited RHP for more details about the Company.

Aelea Commodities IPO Details
IPO Date July 12, 2024 to July 16, 2024
Listing Date July 22, 2024
Face Value ₹10
Price ₹91 to ₹95 per share
Lot Size 1,200 Shares
Total Issue Size 53,68,800 equity shares (aggregating upto ₹51.00 Cr)
Fresh Issue 53,68,800 equity shares (aggregating upto ₹51.00 Cr)
Offer for Sale Nil
Issue Type Book Built Issue IPO
Listing At BSE SME
Share holding pre issue 1,50,00,000
Share holding post issue 2,03,68,800

Aelea Commodities IPO Lot Size
Application Lots Shares Amount
Retail (Min) 1 1,600 ₹152,000
Retail (Max) 1 1,600 ₹152,000
HNI (Min) 2 3,200 ₹304,000

Aelea Commodities IPO Timeline (Tentative Schedule)
IPO Open Date Friday, 12 July, 2024
IPO Close Date Tuesday, 16 July, 2024
Basis of Allotment Tuesday, 18 July, 2024
Initiation of Refunds Friday, 19 July, 2024
Credit of Shares to Demat Friday, 19 July, 2024
Listing Date Monday, 22 July, 2024
Cut-off time for UPI mandate confirmation 5 PM on July 16, 2024

Aelea Commodities IPO Reservation
Investor Category Shares Offered Reservation %
QIB Shares Offered 25,48,800 Not More than 50% of the Net Issue
Retail Shares Offered 17,85,600 Not Less than 35% of the Net Issue
Non-Institutional Shares Offered 7,65,600 Not Less than 15% of the Net Issue
Anchor Investor Portion 15,28,800 -
Market Maker Portion 2,68,800 -

Aelea Commodities IPO Promoter Holding
Share Holding Pre Issue 86.45%
Share Holding Post Issue 63.66%

Aelea Commodities IPO Subscription Status
Investor Category Shares Offered Shares Bid For No oF Times Subscribed

About Aelea Commodities Limited

Aelea Commodities Limited (Erstwhile Known As Aelea Commodities Pvt. Ltd.), is deeply entrenched in the processing and trading of cashews, while also actively engaged in the trading of a diverse range of commodities such as Sugar, Pulses, Soybean, Rice, Wheat Flour, and more. In the realm of cashews, we have successfully established a presence in both B2B and B2C segments, allowing them to cater to the nuanced requirements of both wholesale clients and individual consumers. On the other hand, their trade in products like Sugar, Pulses, Soybean, Rice, Wheat Flour, etc., is exclusively conducted through our B2B channel. 

The company engages in importing Raw Cashew Nuts (RCN) from diverse African nations, including Benin, Tanzania, Burkina Faso, Senegal, and Cote d’Ivoire, necessitating substantial quantities and tying up working capital funds. They specialize in trading RCN and Cashew Kernels for consumption. Additionally, it trades in by-products from sugar mills, such as Bagasse.

They are supplying our products domestically as well as globally. The company contracts with Multiple International Raw Cashew Nut Trading Companies based out of Singapore, United Kingdom UAE and Africa. The contracts are entered during the harvesting season basis the competitive pricing being offered by the multiple vendors. Entering into annual supply contracts is not an industry practice as the contracts are entered based on the quality of RCN and the competitive prices being offered during purchase. The shipment of import of raw material is done through sea route. 

From its inception, the Company has been actively engaged in the cashew business, initially employing manual processing methods. Subsequently, in the financial year 2022, the Company undertook a significant corporate initiative by establishing a cashew processing plant in Surat with a robust operational capacity of 40 metric tons per day. Concurrently, the Company attained a commendable financial performance, achieving a net profit of ₹94.04 lakhs in the aforementioned financial year. This financial accomplishment underscores the Company's diversification and expansion
efforts.
In the upcoming period, the company is poised to transform Cashew Nut Shell Liquid (CNSL) into Cardanol (distilled CNSL) and Residol. Building upon extensive research and development efforts, the company stands prepared to meet the rising global demand for sustainable and green fuels by offering CNSL-derived products. Additionally, the company is well-positioned to initiate a project for the production of high-calorific-value Bio Charcoal from the residual Cashew Nut Shell Mass post-CNSL extraction. This Bio Charcoal holds potential for further processing into Activated Carbon, aligning with the company's commitment to innovation and environmental sustainability.

INDIAN CASHEW INDUSTRY
India is among the largest cashew-producing countries in the world. The cashew industry has large economic significance as it employs more than 10 lakh people on farms and factories in rural areas. The cultivation of cashews in India covers a total of 0.7 million hectares of land, and the country produces over 0.8 million tonnes (MT) annually. Between 2019-20 and 2021-22, India's cashew nut production grew from 0.70 million tonnes (MT) to 0.77 million tonnes (MT). In India, cashew cultivation is spread along the coastal regions of the peninsula. Cashew is mainly grown in states like Maharashtra, Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Goa, Orissa, West Bengal, and some parts of the North-Eastern region. According to data published by the National Horticulture Board (NHB), Maharashtra stands first in annual cashew nut production during 2021-22 at 0.20 million tonnes (MT), growing from 0.19 million tonnes cashew nut produced in 2020-21.

Besides the vast scale of cashew production, India is also known for pioneering cashew processing and exporting cashew kernels across the globe. The cashew processing industry was earlier concentrated in Kollam (Kerala), Mangalore (Karnataka), Goa, and Vettapalam (Andhra Pradesh), but now it is spread across many states of India. Over the years, India has emerged as the global processing hub for the cashew industry.

CASHEW KERNELS
Cashew kernels are obtained through processing (roasting / steaming, shelling and peeling) of raw cashewnuts. Cashew Kernels, for commercial purposes, are graded based on their colour, shape and size. The grade details are given under the heading - Commercial Information. Cashew kernels are also available as roasted, salted, flavoured and coated with spices, honey, etc. Value added products like cashew powder, cashew butter, cashew drink, etc. are also available in the market.
Standard specifications for Indian cashew kernels for export have been laid down by the Government of India under the Export (Quality Control and Inspection) Act 1963. Cashew Kernels are graded into white/scorched wholes, pieces, splits, butts etc.

The country has exported 65,808.42 MT of Cashew Kernels to the world for the worth of Rs. 280,880.04 Lakhs / 338.88 USD Millions during the year 2023-24.
Major Export Destinations (2023-24): The major importing countries of Cashew Kernels from India are UAE, Saudi Arab, Japan, Spain, Netherland, and Vietnam.

CASHEW NUT SHELL LIQUID (CNSL)
The Cashewnut Shell Liquid (CNSL) is a by-product obtained while processing raw cashewnuts to produce cashew kernels. It is the oil obtained by crushing the cashew shell. CNSL is a versatile industrial oil with its applications in the manufacture of brake linings, friction dust, resins, paint and laquer, etc.

The country has exported 3,508.18 MT of Cashew Nutshell Liquid (CNSL) to the world for the worth of Rs. 1,601.95 Lakhs/ 1.93 USD Millions during the year 2023-24. Major Export Destinations (2023-24): The major importing countries of Cashew Nut Shell Liquid (CNSL) from India are China P Rp, Korea Rp, Japan and Mexico.

GOVERNMENT INITIATIVES
The Government of India and the cashew export promotion council have undertaken several initiatives for the ease of exports and growth of the cashew industry. As non-financial assistance to exporters, many trade delegations, buyer-seller meets, fairs, development workshops, and research and development data are provided. Additionally, in 2018, the Basic Customs Duty on raw cashew nut was reduced to 2.5% from the previous 5%, and the Goods and Services Tax (GST) on the same was reduced to 5% from 12%.

As the cashew industry's domestic demand and exports are heavily dependent on imported raw cashew nuts, the Government of India has taken several steps to support efficient sourcing. These include:

• Changes in import policy for cashew kernel (both broken and whole)
• Revision of the standard inputs output norms (SION) for cashew exports
• Approval of Medium-Term Framework scheme for process mechanization and automation of cashew processing units with a financial outlay of Rs. 60 crore (US$ 8 million)
• Allowing duty-free import of raw cashew nuts under Duty-Free Tariff Preference (DFTP) Scheme from least developed countries (LDCs)
• The government has also extended financial assistance to the Cashew Export Promotion Council of India (CEPCI) for organizing buyer-seller meet (BSM) and participation in international fairs under Market Access Initiative (MAI) scheme, which supports tapping new markets.

AELEA COMMODITIES LIMITED STRENGTHS
1. Experienced Promoters.
2. Existing client relationship.
3. Quality Service.
4. Well established systems and procedures

AELEA COMMODITIES LIMITED STRATEGIES
1. Expand their existing manufacturing capacities to capitalize on industry opportunities.
2. Increasing Operational efficiency.
3. Continue to focus on innovation and grow their business across customer segments.
4. Enhance customer base by entering new geographies to establish long-term relationships.
5. Branding the finished product.
6. Procuring Raw Material in advance to manage price fluctuation and market demands

AELEA COMMODITIES LIMITED RISK FACTORS & CONCERNS
1. Their reliance on certain industries for a significant portion of their sales could have an adverse effect on their business.
2. The top ten customers of their product and top ten suppliers for raw material contribute a substantial part of their total revenue and source of Raw Material.
3. They derive a significant part of their revenue from major customers.
4. Their existing and proposed manufacturing facility are concentrated in a single region i.e., Surat, Gujrat
5. Risk Associated with foreign Subsidiary Company.

Aelea Commodities Limited Financial Information (Restated Consolidated)

Amount in (₹ in Lakhs)

Period Ended Mar 31, 2024 Mar 31, 2023 Mar 31, 2022
Reserve of Surplus 3,092.89 3,351.46 3,029.53
Total Assets 10,653.47 9,876.85 7,028.03
Total Borrowings 4,077.32 3,327.40 2,130.76
Fixed Assets 3,535.67 3,612.72 2,733.33
Cash 35.78 186.49 68.57
Net Borrowing 2,230.83 3,140.91 2,062.19
Revenue 14,450.77 11,014.44 10,550.85
EBITDA 1,846.49 520.66 856.02
PAT 1,222.32 191.23 1,063.11
EPS 8.15 1.27 7.09

Note 1:- ROCE & ROE calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 2:- Pre EPS and Post EPS calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 3:- RoNW calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 4:- Price to Book Value calculation in KPI is based on Cap Price after completion of Offer.

Key Performance Indicator
KPI Values
EPS Pre IPO (Rs.) ₹8.15
EPS Post IPO (Rs.) ₹6.00
P/E Pre IPO 11.65
P/E Post IPO 15.83
ROE 30.75%
ROCE 31.94%
P/BV 1.87
Debt/Equity 0.89
RoNW 26.61%

Aelea Commodities Limited IPO Peer Comparison
Company Name EPS ROCE ROE P/E (x) P/Bv Debt/Equity RoNW (%)
Aelea Commodities Limited ₹6.00 31.94 30.75% 15.83 1.87 0.89 26.61%
Krishival Food Limited ₹4.31 22.6% 19.8% 52.9 4.17 0.05 22.6%
Prospect Commodities Limited ₹4.23 21.7% 15.9% 39.3 5.39 0.22 21.7%
Aelea Commodities Limited Contact Details

AELEA COMMODITIES LIMITED

Office No.7, 2nd Floor, Ahfajo House, Plot No. 778 & 779, 22 Rustom Shidwa Marg, Gunbow Street, Fort, Mumbai 400 001, Maharashtra, India.
Contact Person : Rekha Kamal Rathi
Telephone : +91- 22 6634 0989
Email Id : info@aeleacommodities.com
Website : https://www.aeleacommodities.com/home

Aelea Commodities IPO Registrar and Lead Manager(s)

Registrar : Maashitla Securities Private Limited
Telephone : 011-45121795
Email Id : ipo@maashitla.com
Website : https://maashitla.com/

Lead Manager : EKADRISHT CAPITAL PRIVATE LIMITED
Telephone : +91 89286 31037
Email Id : ipo@maashitla.com
Website : https://www.ekadrisht.com/

Aelea Commodities IPO Review

Aelea Commodities Limited (Erstwhile Known As Aelea Commodities Pvt. Ltd.), is engaged in Business of Agro Commodities viz. processing of Raw Cashew Nuts and Trading of Sugar, Rice, Wheat Flour, Pulses, Beans, Vegetables Etc.

The Company is led by professional promoters named, Hozefa S Jawadwala, Satyanarayan Patro, Ashok Patel, Firoz Gulamhusein Hathiyari, Rashida Hozefa Jawadwala, Sonali Malla, Sumita A Patel, and Farida Firoz Hathiyari, and they have significant in-depth knowledge of the commodity trading and has been instrumental in the consistent growth of the Company’s performance. They all have over 10 years of experience in the agri industry.

Financially, Aelea Commodities revenue increased from ₹10,550.85 Lakhs in FY22 to ₹11,014.44 Lakhs in FY23 and currently increased to ₹14,450.77 Lakhs in FY24. But, EBITDA decreased from ₹856.02 Lakhs in FY22 to ₹520.66 Lakhs in FY23 but currently increased to ₹1,846.49 Lakhs in FY24. Similarly the PAT also decreased from ₹1,063.11 Lakhs in FY22 to ₹191.23 Lakhs in FY23 but currently increased to ₹1,222.32 Lakhs in FY24. This indicates a steady growth in financial performance.

For the Aelea Commodities IPO, the company is issuing shares at a pre-issue EPS of ₹8.15 and a post-issue EPS of ₹6.00. The pre-issue P/E ratio is 11.65x, while the post-issue P/E ratio is 15.83x against the industry P/E ratio of 40x. The company's ROCE for FY24 is 31.94%, and ROE for FY24 is 30.75%. These metrics suggest that the IPO is fairly priced.

The Grey Market Premium (GMP) of Aelea Commodities indicates potential listing gains of 20%-30%. Given the company's financial performance and the valuation of the IPO, we recommend only Risk taking Investors to apply for Listing Gain or Long Term Investment purposes. 

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PT Applicability (State-wise)

State Applicability
Maharashtra Mandatory
Karnataka Mandatory
West Bengal Mandatory
Gujarat Applicable
Tamil Nadu Applicable

👉 Rules vary depending on the state

Benefits of Professional Tax Registration

Benefit Explanation
Legal Compliance Avoid penalties
Smooth Payroll Proper deduction
Business Credibility Compliance proof
Avoid Legal Issues No fines

PT Rates (Example)

Salary Range PT Amount
Up to ₹10,000 Nil
₹10,001 – ₹15,000 ₹150
Above ₹15,000 ₹200

👉 Rates differ by state

Penalties for Non-Registration

Issue Penalty
Non-registration Fine as per state
Late registration Additional charges
Non-compliance Legal action

Common Mistakes in PT Registration

Issue Impact
Incorrect details Rejection
Wrong category selection Compliance issue
Missing documents Delay

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Tax Experts Accurate filing
Fast Service Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Manage payroll smoothly

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GST Notice Reply Process

Step Process Timeline
1 Notice Review & Analysis Same Day
2 Data Collection 1 Day
3 Drafting Reply 1–2 Days
4 Client Approval Same Day
5 Submission on Portal Same Day

GST Notice Reply Timeline

Stage Time
Analysis Same Day
Drafting 1–2 Days
Submission Same Day

Consequences of Ignoring GST Notice

Issue Impact
No response Heavy penalties
Delay in reply Interest & fines
Serious cases GST cancellation
Continuous default Legal action

Benefits of Professional GST Notice Handling

Benefit Explanation
Accurate Reply Reduce risk of rejection
Legal Compliance Follow proper rules
Faster Resolution Avoid long delays
Penalty Reduction Proper justification
Expert Guidance Better decision-making

Why Choose Finance Saathi?

Feature Benefit
GST Experts Professional drafting
Quick Response Avoid penalties
Accurate Filing Error-free submission
End-to-End Support Till resolution
Affordable Pricing Cost-effective
Confidential Handling Secure data

 

Received a GST Notice? Don’t Panic

  • Avoid penalties
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Partnership Registration Process

Step Process Timeline
1 Drafting partnership deed 1 Day
2 Stamp paper & notarization Same Day
3 PAN application 1–2 Days
4 Registration (optional) 3–5 Days

Registration Timeline

Stage Time
Complete Process 3–5 Working Days

Types of Partnership Firms

Type Description
Registered Firm Registered with authority
Unregistered Firm Not registered

Benefits of Partnership Firm

Benefit Explanation
Easy Formation Simple process
Low Cost Affordable setup
Shared Responsibility Work division
Flexibility Easy management

Disadvantages of Partnership Firm

Issue Explanation
Unlimited Liability Personal risk
Limited Growth Less funding options
Disputes Between partners

Compliance After Registration

Compliance Requirement
Income Tax Filing Mandatory
GST Filing If applicable
Books of Accounts Maintain records

Common Mistakes in Partnership Registration

Issue Impact
Improper deed drafting Legal issues
Missing clauses Disputes
Not registering firm Limited rights

👉 Finance Saathi ensures proper drafting & registration

Why Choose Finance Saathi?

Feature Benefit
Legal Experts Accurate drafting
Fast Service Quick setup
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Build your business
  • Share profits
  • Grow together

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Section 8 Company Registration Process

Step Process Timeline
1 DSC & DIN application 1–2 Days
2 Name approval 1–2 Days
3 License application (Section 8) 2–3 Days
4 Incorporation filing 3–5 Days
5 Certificate issuance Completed

Registration Timeline

Stage Time
Complete Process 10–15 Working Days

Benefits of Section 8 Company

Benefit Explanation
Legal Recognition Corporate structure
Tax Benefits 12A & 80G
Limited Liability Protect members
Better Credibility Trust among donors
Funding Access Grants & donations

Comparison with Other NGO Types

Feature Trust Society Section 8 Company
Regulation Moderate Moderate Strict
Credibility Medium Medium High
Compliance Low Medium High

Compliance After Registration

Compliance Requirement
Annual Filing Mandatory
Income Tax Filing Required
ROC Filing Mandatory
Audit Required

Common Mistakes in Registration

Issue Impact
Incorrect documents Rejection
Wrong name selection Delay
Missing compliance Legal issues

👉 Finance Saathi ensures accurate and smooth registration

Why Choose Finance Saathi?

Feature Benefit
NGO Experts Proper guidance
Fast Service Quick registration
Affordable Pricing Budget-friendly
End-to-End Support Complete setup
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Build social impact
  • Get legal recognition
  • Access funding

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ITR Filing Process

Step Process Timeline
1 Document collection Same Day
2 Income calculation Same Day
3 Form selection Same Day
4 Return preparation Same Day
5 Filing on portal Same Day

ITR Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Dates for ITR Filing

Category Due Date
Individuals 31st July
Businesses (Audit) 31st October
Transfer Pricing 30th November

Common Mistakes in ITR Filing

Issue Impact
Wrong ITR form Rejection
Incorrect income Notice
Missing deductions Higher tax
Late filing Penalty

👉 Finance Saathi ensures correct form selection & accurate filing

Benefits of Filing Correct ITR Form

Benefit Explanation
Avoid Rejection Correct filing
Faster Refund Smooth processing
Legal Compliance No penalties
Tax Optimization Save money

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Correct form selection
Fast Service Same-day filing
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Choose the right form
  • Save tax
  • Avoid notices

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Income Tax Notice Reply Process

Step Process Timeline
1 Notice Analysis Same Day
2 Data Collection 1 Day
3 Drafting Reply 1–2 Days
4 Client Approval Same Day
5 Submission on Portal Same Day

Notice Reply Timeline

Stage Time
Analysis Same Day
Drafting 1–2 Days
Submission Same Day

Consequences of Ignoring Notice

Issue Impact
No response Penalties
Delay Interest & fines
Serious cases Legal action
Continuous default Assessment & recovery

Benefits of Professional Notice Handling

Benefit Explanation
Accurate Reply Reduce rejection risk
Legal Compliance Proper handling
Faster Resolution Avoid delays
Penalty Reduction Proper justification
Expert Guidance Better decisions

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Professional drafting
Quick Response Avoid penalties
Accurate Filing Error-free submission
End-to-End Support Till resolution
Affordable Pricing Cost-effective
Confidential Handling Secure data

 

Received an Income Tax Notice? Act Now

  • Avoid penalties
  • Get expert guidance
  • Resolve quickly

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TAN Registration Process

Step Process Timeline
1 Application preparation (Form 49B) Same Day
2 Document submission Same Day
3 Verification 1–2 Days
4 TAN allotment 5–7 Days

TAN Registration Timeline

Stage Time
Application Filing Same Day
Processing 5–7 Days

Fees for TAN Registration

Type Fees
TAN Application Approx ₹65 (Govt Fee)
Professional Charges Extra (if applicable)

Penalty for Not Having TAN

Issue Penalty
Failure to obtain TAN ₹10,000
Incorrect TAN ₹10,000
Non-compliance Legal action

Benefits of TAN Registration

Benefit Explanation
Legal Compliance Mandatory for TDS
Smooth Filing Required for TDS returns
Avoid Penalties Stay compliant
Business Credibility Proper tax structure

Common Mistakes in TAN Application

Issue Impact
Incorrect PAN details Rejection
Wrong address Delay
Incorrect form Application failure

👉 Finance Saathi ensures accurate and error-free filing

Additional TAN Services

Service Details
TAN Correction Update details
Duplicate TAN Reissue TAN
TAN Verification Status check

Why Choose Finance Saathi?

Feature Benefit
Tax Experts Accurate filing
Fast Processing Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Start TDS filing

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PF Return Filing Process

Step Process Timeline
1 Salary & PF calculation Same Day
2 Data preparation (ECR) Same Day
3 Upload on EPFO portal Same Day
4 Payment of PF dues Same Day

PF Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Date for PF Filing

Compliance Due Date
Monthly PF Return 15th of next month

Late Fees & Penalties

Type Penalty
Late Payment Interest @ 12% p.a.
Damages Up to 25% of amount
Non-compliance Legal action

Common Mistakes in PF Filing

Issue Impact
Incorrect UAN Rejection
Late filing Penalties
Wrong calculation Compliance issues
Missing employee data Errors

👉 Finance Saathi ensures accurate and error-free filing

Benefits of PF Return Filing

Benefit Explanation
Legal Compliance Avoid penalties
Employee Benefits Secure retirement
Smooth Operations No disruptions
Trust Building Employee satisfaction

Additional PF Services

Service Details
UAN Activation Employee registration
KYC Update Aadhaar, PAN linking
PF Withdrawal Support Claim processing
PF Transfer Account transfer

Why Choose Finance Saathi?

Feature Benefit
PF Experts Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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15CA & 15CB Filing Process

Step Process Timeline
1 Document collection Same Day
2 Tax calculation Same Day
3 CA certificate (15CB) 1 Day
4 15CA filing online Same Day
5 Submission to bank Same Day

Filing Timeline

Stage Time
Preparation Same Day
Filing 1–2 Days

Types of Form 15CA

Part Applicable Situation
Part A Small remittance
Part B Requires AO approval
Part C With 15CB certificate
Part D Non-taxable remittance

Penalties for Non-Compliance

Issue Penalty
Non-filing ₹1,00,000 penalty
Incorrect details Legal action
Delay in filing Remittance delay

Benefits of 15CA & 15CB Filing

Benefit Explanation
Legal Compliance Follow tax laws
Smooth Remittance No delays
Avoid Penalties Proper filing
Tax Clarity Correct deduction

Common Mistakes in Filing

Issue Impact
Incorrect tax calculation Penalty
Wrong form selection Rejection
Missing documents Delay
Late filing Compliance issues

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Certified filing
Fast Processing Quick turnaround
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Ensure smooth foreign remittance
  • Stay compliant
  • Avoid penalties

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DSC Registration Process

Step Process Timeline
1 Document submission Same Day
2 Video verification Same Day
3 Application processing Same Day
4 DSC issuance 1–2 Days

DSC Registration Timeline

Stage Time
Application Same Day
Issuance 1–2 Days

Validity of DSC

Type Validity
Class 3 DSC 1–3 years

Benefits of DSC

Benefit Explanation
Legal Validity Recognized under IT Act
Data Security Secure transactions
Easy Filing Required for compliance
Time Saving No physical documents

Uses of Digital Signature Certificate

Use Purpose
GST Filing Return filing
Income Tax Filing ITR verification
MCA Filing Company compliance
E-Tendering Online bidding
ICEGATE Customs filing

Common Mistakes in DSC Application

Issue Impact
Incorrect details Rejection
Failed verification Delay
Wrong document upload Application failure

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
DSC Experts Accurate processing
Fast Service Quick issuance
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • File documents easily
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GST Amendment Process

Step Process Timeline
1 Identify required changes Same Day
2 Document collection 1 Day
3 Application filing (REG-14) Same Day
4 Officer verification (if required) 1–3 Days
5 Approval & update 2–5 Days

GST Amendment Timeline

Stage Time
Preparation 1 Day
Filing Same Day
Approval 2–5 Days

Common Mistakes in GST Amendment

Issue Impact
Incorrect details Application rejection
Wrong document upload Delay
Late update Penalties
Missing information Compliance issues

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GST Amendment

Benefit Explanation
Updated Records Correct business information
Legal Compliance Avoid penalties
Smooth Operations No disruptions
Accurate Filing Proper GST returns
Business Credibility Trustworthy records

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate updates
Fast Processing Quick approval
End-to-End Support Complete assistance
Affordable Pricing Budget-friendly
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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GST Revocation Process

Step Process Timeline
1 Review cancellation reason Same Day
2 Filing pending returns 1–2 Days
3 Payment of dues Same Day
4 Application filing (REG-21) Same Day
5 Officer review & approval 3–7 Days

GST Revocation Timeline

Stage Time
Preparation 1–2 Days
Application Filing Same Day
Approval 3–7 Days

Common Reasons for GST Cancellation

Reason Explanation
Non-filing of returns Continuous default
Non-payment of tax Outstanding liability
Wrong details Incorrect information
Business closure Voluntary cancellation
Fraud or mismatch Compliance issues

Benefits of GST Revocation

Benefit Explanation
Business Continuity Resume operations
GST Compliance Avoid penalties
ITC Benefits Claim input tax credit
Legal Protection Avoid legal issues
Restore GSTIN Active status regained

Consequences of Not Revoking GST

Issue Impact
Business disruption Cannot issue GST invoices
Loss of ITC Input credit blocked
Penalties Legal consequences
Customer trust loss Business impact

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Processing Quick restoration
Complete Support End-to-end service
Affordable Pricing Cost-effective
Dedicated Assistance Personal support
PAN India Service Nationwide coverage

 

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IEC Registration Process

Step Process Timeline
1 Document collection Same Day
2 Application filing on DGFT portal Same Day
3 Verification Same Day
4 IEC code generation 1–2 Days

IEC Registration Timeline

Stage Time
Application Same Day
IEC Issuance 1–2 Days

Benefits of IEC Registration

Benefit Explanation
Start Export Business Global market access
Import Goods Legal import
Receive Payments International transactions
Government Benefits Export incentives
No Compliance Burden No return filing required

Features of IEC Code

Feature Details
Lifetime Validity No renewal required
One IEC per PAN Unique identification
No filing required No periodic compliance

Common Mistakes in IEC Registration

Issue Impact
Incorrect PAN details Rejection
Wrong bank details Delay
Incorrect business info Compliance issues

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Export Experts Accurate filing
Fast Processing Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Start import/export business
  • Expand globally
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GSTR-10 Filing Process

Step Process Timeline
1 Data Collection Same Day
2 Verification of Details 1 Day
3 Calculation of Liability Same Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GSTR-10 Filing Timeline

Stage Time
Preparation 1 Day
Filing Same Day

Late Fees & Penalties

Type Penalty
Late Filing ₹200 per day (₹100 CGST + ₹100 SGST)
Maximum Limit ₹10,000
Interest Applicable on dues

Key Components of GSTR-10

Component Details
Basic Details GSTIN & business details
Stock Details Closing stock held
ITC Reversal Input credit on stock
Tax Payable Outstanding liability

Common Mistakes in GSTR-10 Filing

Issue Impact
Incorrect stock details Wrong tax calculation
Missing ITC reversal Penalty
Late filing Late fees
Wrong data entry Notice from department

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GSTR-10 Filing

Benefit Explanation
Legal Closure Proper GST compliance
Avoid Penalties Timely filing
Smooth Exit No future obligations
Compliance Record Clean record

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Quick turnaround
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

File Your GSTR-10 Return Today

  • Close GST compliance properly
  • Avoid penalties
  • Ensure smooth business closure

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GST Annual Return Filing Process

Step Process Timeline
1 Data Collection 1–2 Days
2 Reconciliation 1–2 Days
3 Error Identification Same Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GST Annual Return Filing Timeline

Stage Time
Preparation 2–3 Days
Filing Same Day

Key Components of GSTR-9

Component Details
Outward Supplies Total sales
Inward Supplies Total purchases
ITC Claimed Input tax credit
Tax Paid GST liability
Adjustments Amendments & corrections

Late Fees & Penalties

Type Penalty
Late Filing ₹200 per day (₹100 CGST + ₹100 SGST)
Maximum Limit 0.25% of turnover
Interest Applicable on dues

Common Mistakes in GSTR-9 Filing

Issue Impact
Mismatch in returns Notice from department
Incorrect ITC claim Penalty
Missing data Compliance issues
Late filing Late fees

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GST Annual Return Filing

Benefit Explanation
Legal Compliance Avoid penalties
Financial Accuracy Proper reconciliation
ITC Verification Correct tax credit
Clean Records Better compliance history
Business Credibility Professional image

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

File Your GST Annual Return Today

  • Stay compliant
  • Avoid penalties
  • Maintain accurate records

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ITR Filing Process

Step Process Timeline
1 Document Collection Same Day
2 Income Calculation Same Day
3 Deduction Planning Same Day
4 Return Preparation Same Day
5 Filing on Portal Same Day

ITR Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Date for ITR Filing

Category Due Date
Individuals 31st July (subject to extension)
Businesses (Audit cases) 31st October

Benefits of ITR Filing

Benefit Explanation
Legal Compliance Avoid penalties
Tax Refund Claim excess tax
Loan Approval Required for loans
Visa Processing Income proof
Financial Record Maintain history
Carry Forward Loss Set off future losses

Deductions Available (Tax Saving)

Section Benefit
80C Investments (LIC, PPF, ELSS)
80D Health insurance
80E Education loan interest
80G Donations
24(b) Home loan interest

Late Fees & Penalties

Type Penalty
Late Filing Up to ₹5,000
Belated Return Additional charges
Interest On tax due

Common Mistakes in ITR Filing

Issue Impact
Incorrect income details Notice from department
Missing deductions Higher tax
Wrong ITR form Rejection
Late filing Penalty

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Accurate filing
Fast Service Same-day filing
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

File Your Income Tax Return Today

  • Save tax
  • Avoid penalties
  • Get refunds faster

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ESI Return Filing Process

Step Process Timeline
1 Salary & ESI calculation Same Day
2 Data preparation Same Day
3 Upload on ESIC portal Same Day
4 Payment of contributions Same Day

ESI Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Dates for ESI Filing

Compliance Due Date
Monthly Contribution 15th of next month
Half-Yearly Return 11th November & 11th May

Late Fees & Penalties

Type Penalty
Late Payment Interest @ 12% p.a.
Damages As per ESIC rules
Non-compliance Legal action

Common Mistakes in ESI Filing

Issue Impact
Incorrect employee data Rejection
Late filing Penalties
Wrong calculation Compliance issues
Missing employee records Errors

👉 Finance Saathi ensures accurate and error-free filing

Benefits of ESI Return Filing

Benefit Explanation
Legal Compliance Avoid penalties
Employee Benefits Medical & insurance coverage
Smooth Operations No disruptions
Employee Satisfaction Social security benefits

Additional ESIC Services

Service Details
Employee Registration ESIC onboarding
KYC Update Aadhaar/PAN linking
ESI Card Assistance Generate card
Claim Support Medical & cash benefits

Why Choose Finance Saathi?

Feature Benefit
ESIC Experts Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

File Your ESI Returns Today

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  • Avoid penalties
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GST Nil Return Filing Process

Step Process Timeline
1 Verification of no transactions Same Day
2 Return preparation Same Day
3 Filing on GST portal Same Day

GST Nil Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Late Fees & Penalties

Type Penalty
Late Filing ₹20 per day (₹10 CGST + ₹10 SGST)
Maximum Limit ₹500 (₹250 CGST + ₹250 SGST)

Consequences of Not Filing Nil Return

Issue Impact
Late Fees Daily penalty
GST Notice Compliance issue
GST Suspension Risk of cancellation
Blocked Returns Cannot file next returns

Benefits of GST Nil Return Filing

Benefit Explanation
Maintain Compliance Stay legally compliant
Avoid Penalties No late fees
Smooth GST Status Keep GST active
No Legal Issues Avoid notices

Common Mistakes in Nil Return Filing

Issue Impact
Not filing return Penalty
Late filing Late fees
Incorrect filing Compliance issues

👉 Finance Saathi ensures timely and accurate filing

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Same-day filing
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

File Your GST Nil Return Today

  • Avoid penalties
  • Stay compliant
  • Keep GST active

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GST Return Filing Process

Step Process Timeline
1 Document Collection Same Day
2 Data Verification 1 Day
3 ITC Reconciliation 1 Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GST Return Filing Timeline

Stage Time
Document Collection Same Day
Preparation 1–2 Days
Filing Same Day

Late Fees & Penalties (Important)

Type Penalty
Late Filing ₹50 per day (₹20 for Nil return)
Interest 18% per annum on tax due
Continuous Delay Notices & penalties

Common Mistakes in GST Filing

Issue Impact
Incorrect invoice details ITC mismatch
Late filing Penalties
Wrong tax calculation Notices
Missing entries Compliance issues
ITC mismatch Loss of credit

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
On-Time Filing Avoid penalties
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
Trusted Service PAN India coverage

 

File Your GST Returns Today

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Udyam Registration Process

Step Process Timeline
1 Aadhaar verification Same Day
2 Application filing Same Day
3 Submission on portal Same Day
4 Certificate generation Same Day

Udyam Registration Timeline

Stage Time
Application Same Day
Certificate Issue Same Day

Benefits of Udyam MSME Registration

Benefit Explanation
Easy Loans Collateral-free loans
Subsidies Government schemes
Lower Interest Rates Financial benefits
Tax Benefits Various exemptions
Tender Benefits Preference in government tenders
Protection Against Delayed Payments Legal protection

Government Schemes for MSMEs

Scheme Benefit
Credit Guarantee Scheme Collateral-free loans
PMEGP Subsidy for new business
MSME Samadhaan Payment dispute resolution
ZED Certification Quality improvement

Common Mistakes in MSME Registration

Issue Impact
Incorrect Aadhaar details Rejection
Wrong business classification Compliance issues
Incorrect NIC code Wrong benefits

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
MSME Experts Accurate registration
Fast Service Same-day certificate
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

Get Your MSME Certificate Today

  • Unlock government benefits
  • Grow your business
  • Get financial support

👉 Apply for Udyam Registration Now with Finance Saathi

GST Advisory Process

Step Process Timeline
1 Business Analysis Same Day
2 Data Review 1–2 Days
3 Issue Identification Same Day
4 Expert Consultation Same Day
5 Solution Implementation Ongoing

Benefits of GST Advisory Services

Benefit Explanation
Compliance Assurance Avoid penalties
Tax Optimization Reduce liability
ITC Maximization Increase savings
Risk Reduction Avoid notices
Expert Guidance Better decision-making
Business Growth Improved efficiency

Common GST Issues Solved

Issue Solution
ITC mismatch Reconciliation
Late filing Compliance setup
Wrong tax calculation Expert correction
Notices received Professional handling
Complex transactions Advisory support

Why Choose Finance Saathi?

Feature Benefit
GST Experts Professional advice
Personalized Service Tailored solutions
Fast Response Immediate support
Affordable Pricing Cost-effective
End-to-End Support Complete guidance
PAN India Service Nationwide coverage

 

Get Expert GST Advice Today

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  • Save tax
  • Grow your business

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ICEGATE Registration Process

Step Process Timeline
1 Document collection Same Day
2 Portal registration Same Day
3 DSC mapping Same Day
4 Verification & activation 1–2 Days

ICEGATE Registration Timeline

Stage Time
Application Same Day
Activation 1–2 Days

Benefits of ICEGATE Registration

Benefit Explanation
Online Filing Submit customs documents
Faster Clearance Quick processing
Track Shipments Real-time updates
Secure Transactions Digital platform
Easy Payments Online duty payment

Features of ICEGATE Portal

Feature Details
E-Filing Shipping bill & bill of entry
Tracking Shipment tracking
E-Payment Duty payment
Document Upload Online submission

Common Mistakes in ICEGATE Registration

Issue Impact
Incorrect IEC details Rejection
DSC issues Login failure
Wrong documents Delay

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Customs Experts Accurate filing
Fast Processing Quick activation
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

Register on ICEGATE Today

  • Simplify import/export process
  • Ensure compliance
  • Speed up customs clearance

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