Three M Paper Boards IPO Review - Issue Date, Price, GMP, Subscription, Allotment, Lot Size, and Details

IPO Details IPO GMP IPO Subscription Reviews About Company IPO Timeline KPI Financial Information Peer Comparison Allotment

Three M Paper Boards Limited (Formerly known as Three M Paper Boards Private Limited and Three M Paper Manufacturing Company Private Limited) is engaged in manufacturing a Coated Duplex Paper Board suitable for printing and packaging application.

Three M Paper IPO, a Book Built issue amounting to ₹39.82 crores, consisting entirely a Fresh Issue of 57.72 lakh Shares. The subscription period for the Three M Paper IPO opens on July 12, 2024, and closes on July 16, 2024. The allotment is expected to be finalized on or about Thursday, July 18, 2024, and the shares will be listed on the BSE SME with a tentative listing date set on or about Monday, July 22, 2024.

The Share price band of Three M Paper IPO is set at ₹67 to ₹69 equity per share, with a minimum lot size of 2,000 shares. Retail investors are required to invest a minimum of ₹138,000, while the minimum investment for High-Net-Worth Individuals (HNIs) is 2 lots (4,000 shares), amounting to ₹276,000.

Comfort Securities Limited is the book-running lead manager, BIGSHARE SERVICES PVT LTD is the registrar for the Issue. Comfort Securities Limited is the sole market maker for the Three M Paper IPO.

Three M Paper Boards Limited IPO GMP Today
The Grey Market Premium of Three M Paper Boards Limited IPO is expected in the range of ₹35 to ₹37 based on the financial performance and subscription status of the company. No real trading is done on the basis of Grey Market Premium that's why no real discovery of price can be done before the listing of shares on the stock exchange. The Grey Market Premium totally depends upon the Demand and Supply of the shares of the company in unorganized manner which is not recommended. The Grey Market Premium is mentioned for educational and informational purposes only.

Three M Paper Boards Limited IPO Live Subscription Status Today
As of 04:13 PM on 15 July 2024, the Three M Paper Boards Limited IPO live subscription status shows that Three M Paper Boards Limited IPO subscribed 29 times on Day 2 itself. Category wise allotment status data shows that Qualified Institutional Buyers (QIBs), Non Institutional Investors (NIIs) and Retail Individual Investors (RIIs) subscribed 0.01x, 25.05x and 53.31x. Check the Three M Paper Boards Limited IPO Live Subscription Status Today at BSE.

Three M Paper Boards Limited IPO Allotment Status
Three M Paper Boards IPO allotment date is 18 July, 2024, Thursday. Three M Paper Boards IPO Allotment will be out on 18th July 2024 and will be live on Registrar Website from the allotment date. Check Three M Paper Boards Limited IPO Allotment Status here. Here's how you can check the allotment status:
- Navigate to the IPO allotment status page.
- Select Three M Paper Boards Limited IPO from the dropdown list of IPOs.
- Enter your application number, PAN, or DP Client ID.
- Submit the details to check your allotment status.
By following either of these methods, investors can quickly determine their allotment status and proceed accordingly with their investments.

Objectives of Three M Paper Boards Limited IPO
Three M Paper Boards Issue Proceeds from the Fresh Issue will be utilized towards the following objects :
1. ₹1,400.00 Lakhs is required for Capital expenditure for installation of new machinery, modernisation of certain processes under existing manufacturing facility and installation of plastic fired low pressure boiler; 
2. ₹1,000.00 Lakhs is required for Funding working capital of their Company; and 
3. ₹700.00 Lakhs is required for Prepayment or repayment of all or a portion of outstanding borrowing availed by their Company; 
4. General corporate purposes

Refer to Three M Paper Boards Limited RHP for more details about the Company.

Three M Paper Boards IPO Details
IPO Date July 12, 2024 to July 16, 2024
Listing Date July 22, 2024
Face Value ₹10
Price ₹67 to ₹69 per share
Lot Size 2,000 Shares
Total Issue Size 57,72,000 Equity Shares (aggregating up to ₹39.82 Cr)
Fresh Issue 57,72,000 Equity Shares (aggregating up to ₹39.82 Cr)
Offer for Sale Nil
Issue Type Book Built Issue IPO
Listing At BSE SME
Share holding pre issue 1,34,65,360
Share holding post issue 1,92,37,360

Three M Paper Boards IPO Lot Size
Application Lots Shares Amount
Retail (Min) 1 2,000 ₹138,000
Retail (Max) 1 2,000 ₹138,000
HNI (Min) 2 4,000 ₹276,000

Three M Paper Boards IPO Timeline (Tentative Schedule)
IPO Open Date Friday, July 12, 2024
IPO Close Date Tuesday, July 16, 2024
Basis of Allotment Thursday, July 18, 2024
Initiation of Refunds Friday, July 19, 2024
Credit of Shares to Demat Friday, July 19, 2024
Listing Date Monday, July 22, 2024
Cut-off time for UPI mandate confirmation 5 PM on July 16, 2024

Three M Paper Boards IPO Reservation
Investor Category Shares Offered Reservation %
QIB Shares Offered 27,38,000 Not More than 50% of the Net Issue
Retail Shares Offered 19,20,000 Not Less than 35% of the Net Issue
Non-Institutional Shares Offered 8,24,000 Not Less than 35% of the Net Issue
Market Maker Portion 2,90,000 Not Less than 5% of the Issue

Three M Paper Boards IPO Promoter Holding
Share Holding Pre Issue 100.00%
Share Holding Post Issue 70.00%

Three M Paper Boards IPO Subscription Status
Investor Category Shares Offered Shares Bid For No oF Times Subscribed

About Three M Paper Boards Limited

Three M Paper Boards Limited is engaged in the business of manufacturing recycled paper-based Duplex Board products used in various packaging applications across industries such as food and beverage, pharmaceuticals, cosmetics, and consumer goods and supplies its high-quality duplex board paper products in both the domestic and international markets. Their products are made out of 100 percent recycled waste paper and are completely biodegradable. The company sets out to undertake various innovations in both the product-development side as well as in manufacturing processes on a consistent basis. The company is headquartered in Mumbai, with its manufacturing facility located in Chiplun, Dist. Ratnagiri, Maharashtra. Equipped with state-of-the-art machines and ultra-modern technologies in its manufacturing facility, the company had a total manufacturing capacity of 72,000 TPA paper at the close of FY 2023–24.

Considering the present per capita paper consumption in India, the company sees a sea of opportunity lying ahead. With the growing importance of e-commerce businesses, rising literacy rates, and growing FMCG, packaged food, and stationery industries, the days ahead for the Indian paper industry are expected to be phenomenal, as the Indian paper industry is likely to outpace the global industry in terms of growth. Despite increasing digitization, the Indian paper industry is expected to clock double-digit growth over the next five years. Moreover, there are significant changes in the policies for Chinese raw material imports, which have restricted their own production and curtailed their imports of some of the waste paper varieties, which has had a positive impact on the Indian waste paper-consuming mills. Looking at all these factors, the company is quite bullish about the paper industry for the coming years.

TMPBL took the decision to fast track the above-mentioned transition by setting up of a new 400 TPD Duplex Machine. The rationale behind setting up another Duplex Board plant is increasing demand of the product coupled with TMPBL’s expertise in this segment. The project is expected to cost INR 400 Cr and shall be funded by way of debt, internal accruals and by Equity Participation.

INDIAN PAPER INDUSTRY
The Paper Industry holds a significant historical presence in India, evolving since the establishment of the first mill in the country. Over time, there has been a substantial increase in the number of paper mills, particularly in recent years, leading to a notable rise in both the quantity of mills and overall production volume.
 The Indian paper industry plays a noteworthy role on the global stage, contributing approximately 5% to the world's paper production. The industry's economic impact is substantial, with an estimated turnover exceeding INR 80,000 crore, contributing to approximately INR 5,000 crore to the national exchequer. In terms of employment, the industry directly engages 500,000 individuals and indirectly supports an additional 1.5 million jobs. 

Most of the paper mills comprise of diverse technological landscape, ranging from the oldest to the most modern technologies. These mills utilize various raw materials, including wood, bamboo, recycled fibre, bagasse, wheat straw, and rice husk. The production shares indicate that approximately 21% are based on wood, 71% on recycled fibre, and 8% on agro residues. 
According to industry sources, the paper & pulp industry has an annual turnover of INR 700 billion, with an estimated 861 paper mills, of which 526 are operational. The collective installed capacity stands at an impressive 30.73 million tonnes, portraying the industry's robust and expansive presence. 
The Indian paper industry is highly fragmented. It encompasses small, medium, and large paper mills, each operating with production capacities ranging from 5 to 2000 tonnes per day. Despite contributing 5% to the world's paper production, per capita paper consumption in India remains low, standing at 15 kg. This figure falls far below the global average of 57 kg, indicating potential avenues for growth and increased consumption. 

India's position as the fastest-growing market for paper globally presents an intriguing opportunity. As the nation's economy experiences growth, paper consumption is expected to witness a substantial leap forward. The anticipated trajectory suggests that the growth in paper consumption will be in multiples of GDP. In practical terms, an increase in consumption by one kg per capita would correspondingly result in a demand surge of 1 million tonnes. This projection brings out the industry's alignment with economic trends, presenting a promising scenario for future expansion and development.

The roots of the Indian Paper Industry date back to 1812 when the inaugural paper mill was established in Behranpur. Since its inception, the industry has experienced significant growth, expanding both in terms off scale and scope. Currently, it ranks among the top 15 major paper producers globally.

In FY 2023, boasting an annual capacity of 30.73 million Tonnes Per Annum (TTPA), India successfully manufactured 23.67 million tonnes of paper and paperboard. This translates to approximately 88% of the capacity utilisation by the industry.

Although initially reliant on softwood and other grasses, the Indian paper industry has evolved significantly due to technical innovations. Over time, these advancements have empowered the industry to process a diverse range of raw materials. The industry’s raw material usage can be categorized into three segments: wood-based, agro-based (including biogases, wheat straw, rice straw, sarkanda, jute, grasses, etc.), and recycled fiber or wastepaper-based.

Today, a significant 75% of the total production of paper and paperboard is derived from wastepaper or recycled paper sources. Wood and bamboo collectively account for approximately 18% of the share, emphasizing their continued contribution. Additionally, agro-based raw materials, including bagasse, wheat, and straw, contribute to 7% of the overall volume in the production of paper and paperboard.

Indian Packaging Paper Industry and Duplex Board
Packaging plays a vital role in product presentation, acting as an attention-grabber in today's competitive market. It serves as a means to convey a product's message, establish brand visual appeal, and capitalize on impulse shopping behaviours. Besides marketing, packaging serves functions such as information transmission, product protection, convenience, and security. Paper, recognized for its environmental benefits over plastic, is extensively used in packaging due to its recyclability and ease of disposal. 
The packaging industry is categorized into two segments: rigid and flexible. The rigid sector, constituting 36% of India's packaging, employs paper in the production of corrugated and paperboard boxes. These boxes, known for their strength and resilience, are used for various commodities, ensuring quality and longevity. On the other hand, the flexible sector, representing 64%, utilizes paper in the form of bags, sachets, and envelopes. Flexible paper packaging, cost-effective and lightweight, has gained popularity for its efficiency, making it essential in versatile packaging for food, beverages, personal care, and healthcare. 
The Indian paper and packaging industry are experiencing robust growth, poised for significant expansion in the coming years. Valued at USD 50.5 billion in 2019, the industry is projected to reach USD 204.81 billion by 2025, demonstrating an impressive CAGR of 26.28% from 2020 to 2025. This remarkable growth is attributed to several factors, including the flourishing e-commerce, food processing, pharmaceuticals, FMCG, manufacturing, and healthcare sectors.

THREE M PAPER BOARDS LIMITED STRENGTHS
1. Diversified product portfolio
2. Consistence financial performance
3. Import of Raw material & Export of finished goods
4. Network of Dealers and Customers
5. Network of Raw Material Suppliers
6. Local markets such as Mumbai, Goa, and Pune, nearby the plant, have a freight advantage, while the plant's proximity to a port provides another freight advantage

THREE M PAPER BOARDS LIMITED STRATEGIES
1. Product Diversification
2. Innovation
3. Plan to use waste generated
4. Sustainability Initiatives
5. Customer Focus
6. Strategic Partnerships
7. Market Expansion
8. Marketing

THREE M PAPER BOARDS LIMITED RISK FACTORS & CONCERNS
1. Their historical revenues have been significantly dependent on few customers.
2. The Company is yet to place orders for 86% of its plant & machinery for their proposed object, as specified in the Objects of the Issue.
3. They generate their major portion of sales from their operations in certain geographical regions especially Maharashtra, Karnataka, Goa and Delhi and internationally also.
4. They are mainly dependent on imports for supply of their major raw material; i.e., waste paper.
5. The shortage or non-availability of power and water facilities may adversely affect their coated duplex paper boards manufacturing process.

Three M Paper Boards Limited Financial Information (Restated Consolidated)

Amount in (₹ in Lakhs)

Period Ended Mar 31, 2024 Mar 31, 2023 Mar 31, 2022 Mar 31, 2021
Reserve of Surplus 4,763.85 4,070.65 3,409.12 3,081.56
Total Assets 19,519.88 18,942.55 18,150.44 14,225.50
Total Borrowings 7,264.08 8,182.40 7,802.06 5,353.41
Fixed Assets 7,621.62 7,794.30 6,905.80 7,075.69
Cash 12.52 542.66 130.32 25.93
Net Borrowing 7,251.56 7,639.74 7,671.74 5,327.48
Revenue 27,601.56 32,974.92 31,600.49 16,552.14
EBITDA 2,706.84 2,166.30 1,754.76 1,455.36
PAT 1,134.72 661.53 327.56 172.63
EPS 8.60 5.05 2.50 1.32

Note 1:- ROCE & ROE calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 2:- Pre EPS and Post EPS calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 3:- RoNW calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.
Note 4:- Price to Book Value calculation in KPI is based on 31st Mar, 2024 Data, given in RHP.

Key Performance Indicator
KPI Values
EPS Pre IPO (Rs.) ₹8.60
EPS Post IPO (Rs.) ₹5.89
P/E Pre IPO 8.02
P/E Post IPO 11.71
ROE 18.57%
ROCE 19.71%
P/BV 1.52
Debt/Equity 1.19
RoNW 18.51%

Three M Paper Boards Limited IPO Peer Comparison
Company Name EPS ROCE ROE P/E (x) P/Bv Debt/Equity RoNW (%)
Three M Paper Boards Limited ₹5.89 19.71% 18.57% 11.71 1.52 1.19 18.51%
N R Agarwal Industries Limited ₹73.7 13.9% 18.0% 6.62 1.07 0.76 13.9%
Kuantum Papers Limited ₹21.1 18.6% 17.6% 8.04 1.30 0.46 18.6%
Shree Ajit Pulp and Paper Limited ₹9.27 4.50% 3.79% 15.4 0.95 1.00 4.50%
Three M Paper Boards Limited Contact Details

THREE M PAPER BOARDS LIMITED

A33 & 34, Floor -2, Royal Industrial Estate, 5-B Naigaon Cross Road, Wadala, Mumbai, Maharashtra, India, 400031
Contact Person : Ms. Sneha Parth Shah
Telephone : +91 22 6812 5757
Email Id : compliance@threempaper.com
Website : https://www.threempaper.com/

Three M Paper Boards IPO Registrar and Lead Manager(s)

Registrar : BIGSHARE SERVICES PVT LTD
Telephone : 022 - 6263 8200
Email Id : ipo@bigshareonline.com
Website : https://www.bigshareonline.com/

Lead Manager : Comfort Securities Limited
Telephone : 022 6894 8500
Email Id : merchantbanking@comfortsecurities.co.in
Website : https://www.comfortsecurities.co.in/Career

Three M Paper Boards IPO Review

Three M Paper Boards Limited (Formerly known as Three M Paper Boards Private Limited and Three M Paper Manufacturing Company Private Limited) is engaged in manufacturing a Coated Duplex Paper Board suitable for printing and packaging application.

The promoter, Mr. Hitendra Dhanji Shah, has been associated with the paper industry for more than three decades, having wide experience in marketing, management, and administration and having in-depth knowledge of the paper industry.

Financially, Three M Paper Boards revenue jumped from ₹16,552.14 Lakhs in FY21 to ₹31,600.49 Lakhs in FY22 and further increased to ₹32,974.92 Lakhs in FY23 and currently increased to ₹27,601.56 Lakhs in FY24. Similarly, EBITDA increased from ₹1,455.36 Lakhs in FY21 to ₹1,754.76 Lakhs in FY22 and further increased to ₹2,166.30 Lakhs in FY23 and currently at ₹2,706.84 Lakhs in FY24. The PAT also increased from ₹172.63 Lakhs in FY21 to ₹327.56 Lakhs in FY22 and further jumped to ₹661.53 Lakhs in FY23 and currently at ₹1,134.72 Lakhs in FY24. This indicates a steady growth in financial performance.

For the Three M Paper Boards IPO, the company is issuing shares at a pre-issue EPS of ₹8.60 and a post-issue EPS of ₹5.89. The pre-issue P/E ratio is 8.02x, while the post-issue P/E ratio is 11.71x against the industry P/E ratio of 10.11x. The company's ROCE for FY24 is 19.71%, and ROE for FY24 is 18.57%. These metrics suggest that the IPO is fairly priced.

The Grey Market Premium (GMP) of Three M Paper Boards indicates potential listing gains of 50% - 55%. Given the company's financial performance and the valuation of the IPO, we recommend Investors to apply for listing gains or long term investment purposes. 

Services

DSC Registration Process

Step Process Timeline
1 Document submission Same Day
2 Video verification Same Day
3 Application processing Same Day
4 DSC issuance 1–2 Days

DSC Registration Timeline

Stage Time
Application Same Day
Issuance 1–2 Days

Validity of DSC

Type Validity
Class 3 DSC 1–3 years

Benefits of DSC

Benefit Explanation
Legal Validity Recognized under IT Act
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Time Saving No physical documents

Uses of Digital Signature Certificate

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Step Process Timeline
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ESI Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Dates for ESI Filing

Compliance Due Date
Monthly Contribution 15th of next month
Half-Yearly Return 11th November & 11th May

Late Fees & Penalties

Type Penalty
Late Payment Interest @ 12% p.a.
Damages As per ESIC rules
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Step Process Timeline
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3 PAN application 1–2 Days
4 Registration (optional) 3–5 Days

Registration Timeline

Stage Time
Complete Process 3–5 Working Days

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Type Description
Registered Firm Registered with authority
Unregistered Firm Not registered

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Benefit Explanation
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Issue Explanation
Unlimited Liability Personal risk
Limited Growth Less funding options
Disputes Between partners

Compliance After Registration

Compliance Requirement
Income Tax Filing Mandatory
GST Filing If applicable
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Step Process Timeline
1 Document Collection & Verification 1 Day
2 Application Filing (REG-01) Same Day
3 ARN Generation Instant
4 GST Officer Verification 1–3 Days
5 GSTIN Issuance 2–5 Days

GST Registration Timeline

Stage Time
Document Preparation 1 Day
Application Filing Same Day
Verification 1–3 Days
GSTIN Issuance 2–5 Days

Post-Registration Compliance

Compliance Details
GST Returns GSTR-1, GSTR-3B
Nil Return Mandatory even if no business
Annual Return GSTR-9
HSN/SAC Codes Proper classification required
LUT Filing Required for exporters
Amendments Update business details
Notice Handling Reply to GST notices

Common Reasons for GST Rejection

Issue Reason
Address mismatch Incorrect or unclear proof
Aadhaar mismatch Name mismatch
Wrong business details Incorrect selection
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Bank details error Incorrect account details

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Step Process Timeline
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3 Form selection Same Day
4 Return preparation Same Day
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ITR Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Dates for ITR Filing

Category Due Date
Individuals 31st July
Businesses (Audit) 31st October
Transfer Pricing 30th November

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Section 8 Company Registration Process

Step Process Timeline
1 DSC & DIN application 1–2 Days
2 Name approval 1–2 Days
3 License application (Section 8) 2–3 Days
4 Incorporation filing 3–5 Days
5 Certificate issuance Completed

Registration Timeline

Stage Time
Complete Process 10–15 Working Days

Benefits of Section 8 Company

Benefit Explanation
Legal Recognition Corporate structure
Tax Benefits 12A & 80G
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Better Credibility Trust among donors
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Comparison with Other NGO Types

Feature Trust Society Section 8 Company
Regulation Moderate Moderate Strict
Credibility Medium Medium High
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Compliance After Registration

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GST Revocation Process

Step Process Timeline
1 Review cancellation reason Same Day
2 Filing pending returns 1–2 Days
3 Payment of dues Same Day
4 Application filing (REG-21) Same Day
5 Officer review & approval 3–7 Days

GST Revocation Timeline

Stage Time
Preparation 1–2 Days
Application Filing Same Day
Approval 3–7 Days

Common Reasons for GST Cancellation

Reason Explanation
Non-filing of returns Continuous default
Non-payment of tax Outstanding liability
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PF Return Filing Process

Step Process Timeline
1 Salary & PF calculation Same Day
2 Data preparation (ECR) Same Day
3 Upload on EPFO portal Same Day
4 Payment of PF dues Same Day

PF Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Date for PF Filing

Compliance Due Date
Monthly PF Return 15th of next month

Late Fees & Penalties

Type Penalty
Late Payment Interest @ 12% p.a.
Damages Up to 25% of amount
Non-compliance Legal action

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TDS Return Filing Process

Step Process Timeline
1 Data Collection 1 Day
2 Validation of Details Same Day
3 Return Preparation Same Day
4 Filing on Portal Same Day

TDS Return Filing Timeline

Stage Time
Preparation 1 Day
Filing Same Day

Late Fees & Penalties

Type Penalty
Late Filing Fee (Sec 234E) ₹200 per day
Maximum Limit Equal to TDS amount
Penalty (Sec 271H) ₹10,000 to ₹1,00,000

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Legal Compliance Avoid penalties
Proper Reporting Accurate records
Avoid Notices Timely filing
Smooth Business No disruptions

TDS Correction & Revision

Service Details
Correction Return Fix errors
PAN Correction Update incorrect PAN
Challan Correction Correct payment details
Revision Filing Updated return submission

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Avoid penalties
  • Stay compliant
  • Ensure accurate reporting

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NGO Registration Process

Step Process Timeline
1 Structure selection Same Day
2 Document preparation 1–2 Days
3 Drafting deed/MOA 1 Day
4 Application filing 2–5 Days
5 Certificate issuance 5–10 Days

Registration Timeline

Type Time
Trust 5–7 Days
Society 7–10 Days
Section 8 Company 10–15 Days

Benefits of NGO Registration

Benefit Explanation
Legal Recognition Official status
Tax Benefits 12A & 80G
Funding Access Grants & donations
Credibility Public trust
Social Impact Work for society

Additional Registrations for NGOs

Registration Purpose
12A Registration Income tax exemption
80G Registration Donor tax benefit
FCRA Registration Foreign donations

Common Mistakes in NGO Registration

Issue Impact
Wrong structure selection Compliance issues
Improper documentation Rejection
Missing clauses Legal problems

👉 Finance Saathi ensures accurate and proper registration

Why Choose Finance Saathi?

Feature Benefit
NGO Experts Proper guidance
Fast Service Quick registration
Affordable Pricing Budget-friendly
End-to-End Support Complete setup
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Create social impact
  • Get legal recognition
  • Access funding

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GST Advisory Process

Step Process Timeline
1 Business Analysis Same Day
2 Data Review 1–2 Days
3 Issue Identification Same Day
4 Expert Consultation Same Day
5 Solution Implementation Ongoing

Benefits of GST Advisory Services

Benefit Explanation
Compliance Assurance Avoid penalties
Tax Optimization Reduce liability
ITC Maximization Increase savings
Risk Reduction Avoid notices
Expert Guidance Better decision-making
Business Growth Improved efficiency

Common GST Issues Solved

Issue Solution
ITC mismatch Reconciliation
Late filing Compliance setup
Wrong tax calculation Expert correction
Notices received Professional handling
Complex transactions Advisory support

Why Choose Finance Saathi?

Feature Benefit
GST Experts Professional advice
Personalized Service Tailored solutions
Fast Response Immediate support
Affordable Pricing Cost-effective
End-to-End Support Complete guidance
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Save tax
  • Grow your business

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PT Registration Process

Step Process Timeline
1 Document collection Same Day
2 Application filing Same Day
3 Verification 1–2 Days
4 Certificate issuance 2–5 Days

PT Registration Timeline

Stage Time
Application Same Day
Certificate Issue 2–5 Days

PT Applicability (State-wise)

State Applicability
Maharashtra Mandatory
Karnataka Mandatory
West Bengal Mandatory
Gujarat Applicable
Tamil Nadu Applicable

👉 Rules vary depending on the state

Benefits of Professional Tax Registration

Benefit Explanation
Legal Compliance Avoid penalties
Smooth Payroll Proper deduction
Business Credibility Compliance proof
Avoid Legal Issues No fines

PT Rates (Example)

Salary Range PT Amount
Up to ₹10,000 Nil
₹10,001 – ₹15,000 ₹150
Above ₹15,000 ₹200

👉 Rates differ by state

Penalties for Non-Registration

Issue Penalty
Non-registration Fine as per state
Late registration Additional charges
Non-compliance Legal action

Common Mistakes in PT Registration

Issue Impact
Incorrect details Rejection
Wrong category selection Compliance issue
Missing documents Delay

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Tax Experts Accurate filing
Fast Service Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Manage payroll smoothly

👉 Apply for PT Registration Now with Finance Saathi

GST Nil Return Filing Process

Step Process Timeline
1 Verification of no transactions Same Day
2 Return preparation Same Day
3 Filing on GST portal Same Day

GST Nil Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Late Fees & Penalties

Type Penalty
Late Filing ₹20 per day (₹10 CGST + ₹10 SGST)
Maximum Limit ₹500 (₹250 CGST + ₹250 SGST)

Consequences of Not Filing Nil Return

Issue Impact
Late Fees Daily penalty
GST Notice Compliance issue
GST Suspension Risk of cancellation
Blocked Returns Cannot file next returns

Benefits of GST Nil Return Filing

Benefit Explanation
Maintain Compliance Stay legally compliant
Avoid Penalties No late fees
Smooth GST Status Keep GST active
No Legal Issues Avoid notices

Common Mistakes in Nil Return Filing

Issue Impact
Not filing return Penalty
Late filing Late fees
Incorrect filing Compliance issues

👉 Finance Saathi ensures timely and accurate filing

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Same-day filing
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

File Your GST Nil Return Today

  • Avoid penalties
  • Stay compliant
  • Keep GST active

👉 File GST Nil Return Now with Finance Saathi

GST Annual Return Filing Process

Step Process Timeline
1 Data Collection 1–2 Days
2 Reconciliation 1–2 Days
3 Error Identification Same Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GST Annual Return Filing Timeline

Stage Time
Preparation 2–3 Days
Filing Same Day

Key Components of GSTR-9

Component Details
Outward Supplies Total sales
Inward Supplies Total purchases
ITC Claimed Input tax credit
Tax Paid GST liability
Adjustments Amendments & corrections

Late Fees & Penalties

Type Penalty
Late Filing ₹200 per day (₹100 CGST + ₹100 SGST)
Maximum Limit 0.25% of turnover
Interest Applicable on dues

Common Mistakes in GSTR-9 Filing

Issue Impact
Mismatch in returns Notice from department
Incorrect ITC claim Penalty
Missing data Compliance issues
Late filing Late fees

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GST Annual Return Filing

Benefit Explanation
Legal Compliance Avoid penalties
Financial Accuracy Proper reconciliation
ITC Verification Correct tax credit
Clean Records Better compliance history
Business Credibility Professional image

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Maintain accurate records

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Company Registration Process

Step Process Timeline
1 DSC & DIN application 1–2 Days
2 Name approval (RUN/SPICe+) 1–2 Days
3 Document submission Same Day
4 Incorporation approval 3–5 Days
5 Certificate of Incorporation Issued

Registration Timeline

Stage Time
Complete Process 5–7 Working Days

Certificates & Documents Issued

Document Purpose
Certificate of Incorporation Legal proof
PAN & TAN Tax compliance
MOA & AOA Company rules
DIN Director identification

Benefits of Private Limited Company

Benefit Explanation
Limited Liability Protect personal assets
Easy Funding Attract investors
Tax Benefits Various exemptions
Business Credibility Professional image
Perpetual Existence Continuous business

Compliance After Registration

Compliance Requirement
Annual Filing Mandatory
Income Tax Filing Required
GST Filing If applicable
ROC Filing Yearly compliance

Common Mistakes in Company Registration

Issue Impact
Wrong documents Rejection
Incorrect name Delay
DSC errors Filing issues

👉 Finance Saathi ensures accurate and smooth registration

Why Choose Finance Saathi?

Feature Benefit
Expert CAs/CS Accurate filing
Fast Service Quick incorporation
Affordable Pricing Budget-friendly
End-to-End Support Complete setup
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Build your brand
  • Get legal identity
  • Grow your business

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GST Amendment Process

Step Process Timeline
1 Identify required changes Same Day
2 Document collection 1 Day
3 Application filing (REG-14) Same Day
4 Officer verification (if required) 1–3 Days
5 Approval & update 2–5 Days

GST Amendment Timeline

Stage Time
Preparation 1 Day
Filing Same Day
Approval 2–5 Days

Common Mistakes in GST Amendment

Issue Impact
Incorrect details Application rejection
Wrong document upload Delay
Late update Penalties
Missing information Compliance issues

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GST Amendment

Benefit Explanation
Updated Records Correct business information
Legal Compliance Avoid penalties
Smooth Operations No disruptions
Accurate Filing Proper GST returns
Business Credibility Trustworthy records

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate updates
Fast Processing Quick approval
End-to-End Support Complete assistance
Affordable Pricing Budget-friendly
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Keep your business updated

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ITR Filing Process

Step Process Timeline
1 Document Collection Same Day
2 Income Calculation Same Day
3 Deduction Planning Same Day
4 Return Preparation Same Day
5 Filing on Portal Same Day

ITR Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Date for ITR Filing

Category Due Date
Individuals 31st July (subject to extension)
Businesses (Audit cases) 31st October

Benefits of ITR Filing

Benefit Explanation
Legal Compliance Avoid penalties
Tax Refund Claim excess tax
Loan Approval Required for loans
Visa Processing Income proof
Financial Record Maintain history
Carry Forward Loss Set off future losses

Deductions Available (Tax Saving)

Section Benefit
80C Investments (LIC, PPF, ELSS)
80D Health insurance
80E Education loan interest
80G Donations
24(b) Home loan interest

Late Fees & Penalties

Type Penalty
Late Filing Up to ₹5,000
Belated Return Additional charges
Interest On tax due

Common Mistakes in ITR Filing

Issue Impact
Incorrect income details Notice from department
Missing deductions Higher tax
Wrong ITR form Rejection
Late filing Penalty

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Accurate filing
Fast Service Same-day filing
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Get refunds faster

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TAN Registration Process

Step Process Timeline
1 Application preparation (Form 49B) Same Day
2 Document submission Same Day
3 Verification 1–2 Days
4 TAN allotment 5–7 Days

TAN Registration Timeline

Stage Time
Application Filing Same Day
Processing 5–7 Days

Fees for TAN Registration

Type Fees
TAN Application Approx ₹65 (Govt Fee)
Professional Charges Extra (if applicable)

Penalty for Not Having TAN

Issue Penalty
Failure to obtain TAN ₹10,000
Incorrect TAN ₹10,000
Non-compliance Legal action

Benefits of TAN Registration

Benefit Explanation
Legal Compliance Mandatory for TDS
Smooth Filing Required for TDS returns
Avoid Penalties Stay compliant
Business Credibility Proper tax structure

Common Mistakes in TAN Application

Issue Impact
Incorrect PAN details Rejection
Wrong address Delay
Incorrect form Application failure

👉 Finance Saathi ensures accurate and error-free filing

Additional TAN Services

Service Details
TAN Correction Update details
Duplicate TAN Reissue TAN
TAN Verification Status check

Why Choose Finance Saathi?

Feature Benefit
Tax Experts Accurate filing
Fast Processing Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Avoid penalties
  • Start TDS filing

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Udyam Registration Process

Step Process Timeline
1 Aadhaar verification Same Day
2 Application filing Same Day
3 Submission on portal Same Day
4 Certificate generation Same Day

Udyam Registration Timeline

Stage Time
Application Same Day
Certificate Issue Same Day

Benefits of Udyam MSME Registration

Benefit Explanation
Easy Loans Collateral-free loans
Subsidies Government schemes
Lower Interest Rates Financial benefits
Tax Benefits Various exemptions
Tender Benefits Preference in government tenders
Protection Against Delayed Payments Legal protection

Government Schemes for MSMEs

Scheme Benefit
Credit Guarantee Scheme Collateral-free loans
PMEGP Subsidy for new business
MSME Samadhaan Payment dispute resolution
ZED Certification Quality improvement

Common Mistakes in MSME Registration

Issue Impact
Incorrect Aadhaar details Rejection
Wrong business classification Compliance issues
Incorrect NIC code Wrong benefits

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
MSME Experts Accurate registration
Fast Service Same-day certificate
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Unlock government benefits
  • Grow your business
  • Get financial support

👉 Apply for Udyam Registration Now with Finance Saathi

GST Notice Reply Process

Step Process Timeline
1 Notice Review & Analysis Same Day
2 Data Collection 1 Day
3 Drafting Reply 1–2 Days
4 Client Approval Same Day
5 Submission on Portal Same Day

GST Notice Reply Timeline

Stage Time
Analysis Same Day
Drafting 1–2 Days
Submission Same Day

Consequences of Ignoring GST Notice

Issue Impact
No response Heavy penalties
Delay in reply Interest & fines
Serious cases GST cancellation
Continuous default Legal action

Benefits of Professional GST Notice Handling

Benefit Explanation
Accurate Reply Reduce risk of rejection
Legal Compliance Follow proper rules
Faster Resolution Avoid long delays
Penalty Reduction Proper justification
Expert Guidance Better decision-making

Why Choose Finance Saathi?

Feature Benefit
GST Experts Professional drafting
Quick Response Avoid penalties
Accurate Filing Error-free submission
End-to-End Support Till resolution
Affordable Pricing Cost-effective
Confidential Handling Secure data

 

Received a GST Notice? Don’t Panic

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ICEGATE Registration Process

Step Process Timeline
1 Document collection Same Day
2 Portal registration Same Day
3 DSC mapping Same Day
4 Verification & activation 1–2 Days

ICEGATE Registration Timeline

Stage Time
Application Same Day
Activation 1–2 Days

Benefits of ICEGATE Registration

Benefit Explanation
Online Filing Submit customs documents
Faster Clearance Quick processing
Track Shipments Real-time updates
Secure Transactions Digital platform
Easy Payments Online duty payment

Features of ICEGATE Portal

Feature Details
E-Filing Shipping bill & bill of entry
Tracking Shipment tracking
E-Payment Duty payment
Document Upload Online submission

Common Mistakes in ICEGATE Registration

Issue Impact
Incorrect IEC details Rejection
DSC issues Login failure
Wrong documents Delay

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Customs Experts Accurate filing
Fast Processing Quick activation
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Simplify import/export process
  • Ensure compliance
  • Speed up customs clearance

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Business Tax Filing Process

Step Process Timeline
1 Document Collection 1–2 Days
2 Income Calculation Same Day
3 Tax Planning Same Day
4 Return Preparation Same Day
5 Filing on Portal Same Day

Business Tax Filing Timeline

Stage Time
Preparation 1–2 Days
Filing Same Day

Due Dates for Business Tax Filing

Category Due Date
Non-Audit Cases 31st July
Audit Cases 31st October
Transfer Pricing Cases 30th November

Benefits of Business Tax Filing

Benefit Explanation
Legal Compliance Avoid penalties
Tax Savings Claim deductions
Financial Record Maintain books
Loan Approval Required for funding
Business Growth Better planning

Common Mistakes in Business Tax Filing

Issue Impact
Incorrect income reporting Notices
Missing deductions Higher tax
Late filing Penalties
Wrong ITR form Rejection

👉 Finance Saathi ensures accurate and error-free filing

Tax Saving Strategies for Businesses

Strategy Benefit
Expense Claiming Reduce taxable income
Depreciation Asset tax benefit
Investment Planning Tax savings
Presumptive Scheme Simplified taxation

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

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  • Stay compliant
  • Save tax
  • Grow your business

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Income Tax Notice Reply Process

Step Process Timeline
1 Notice Analysis Same Day
2 Data Collection 1 Day
3 Drafting Reply 1–2 Days
4 Client Approval Same Day
5 Submission on Portal Same Day

Notice Reply Timeline

Stage Time
Analysis Same Day
Drafting 1–2 Days
Submission Same Day

Consequences of Ignoring Notice

Issue Impact
No response Penalties
Delay Interest & fines
Serious cases Legal action
Continuous default Assessment & recovery

Benefits of Professional Notice Handling

Benefit Explanation
Accurate Reply Reduce rejection risk
Legal Compliance Proper handling
Faster Resolution Avoid delays
Penalty Reduction Proper justification
Expert Guidance Better decisions

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Professional drafting
Quick Response Avoid penalties
Accurate Filing Error-free submission
End-to-End Support Till resolution
Affordable Pricing Cost-effective
Confidential Handling Secure data

 

Received an Income Tax Notice? Act Now

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  • Get expert guidance
  • Resolve quickly

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IEC Registration Process

Step Process Timeline
1 Document collection Same Day
2 Application filing on DGFT portal Same Day
3 Verification Same Day
4 IEC code generation 1–2 Days

IEC Registration Timeline

Stage Time
Application Same Day
IEC Issuance 1–2 Days

Benefits of IEC Registration

Benefit Explanation
Start Export Business Global market access
Import Goods Legal import
Receive Payments International transactions
Government Benefits Export incentives
No Compliance Burden No return filing required

Features of IEC Code

Feature Details
Lifetime Validity No renewal required
One IEC per PAN Unique identification
No filing required No periodic compliance

Common Mistakes in IEC Registration

Issue Impact
Incorrect PAN details Rejection
Wrong bank details Delay
Incorrect business info Compliance issues

👉 Finance Saathi ensures accurate and error-free registration

Why Choose Finance Saathi?

Feature Benefit
Export Experts Accurate filing
Fast Processing Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Start import/export business
  • Expand globally
  • Unlock international opportunities

👉 Apply for IEC Registration Now with Finance Saathi

FSSAI Registration Process

Step Process Timeline
1 Document collection Same Day
2 Application filing Same Day
3 Verification by authority 3–7 Days
4 License issuance 7–15 Days

FSSAI Registration Timeline

Stage Time
Application Same Day
License Issue 7–15 Days

Validity of FSSAI License

Type Validity
FSSAI License 1–5 Years

Benefits of FSSAI Registration

Benefit Explanation
Legal Compliance Operate legally
Customer Trust Build credibility
Business Expansion Sell on platforms
Brand Value Professional image

Penalties for Non-Registration

Issue Penalty
No FSSAI license Up to ₹5 lakh
Non-compliance Business closure

Common Mistakes in FSSAI Registration

Issue Impact
Wrong license type Rejection
Incorrect documents Delay
Missing details Compliance issue

👉 Finance Saathi ensures accurate and error-free registration

Additional FSSAI Services

Service Details
License Renewal Extend validity
Modification Update details
FSSAI Return Filing Compliance

Why Choose Finance Saathi?

Feature Benefit
Food License Experts Accurate filing
Fast Service Quick approval
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Start your food business
  • Stay compliant
  • Build customer trust

👉 Apply for FSSAI Registration Now with Finance Saathi

GST Cancellation Process

Step Process Timeline
1 Application Filing (REG-16) Same Day
2 Verification by Officer 1–3 Days
3 Final Return Filing (GSTR-10) Within 3 Months
4 GSTIN Cancellation 3–7 Days

GST Cancellation Timeline

Stage Time
Application Filing Same Day
Verification 1–3 Days
Final Approval 3–7 Days

Post-Cancellation Compliance

Compliance Details
Final Return (GSTR-10) Mandatory
Tax Payment Clear any pending dues
Record Maintenance Keep records for audit
ITC Reversal If applicable

Common Reasons for GST Cancellation

Reason Explanation
Business closure No longer operational
Low turnover Below threshold
Compliance issues Non-filing of returns
Incorrect registration Wrong details
Voluntary closure Business decision

Consequences of Not Cancelling GST

Issue Impact
Mandatory returns Continued filing required
Penalties Late fees & fines
Notices GST department action
Legal issues Non-compliance

Benefits of GST Cancellation

Benefit Explanation
No Compliance Burden No return filing required
Avoid Penalties No late fees
Legal Closure Proper business closure
Peace of Mind No future obligations

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Processing Quick cancellation
Complete Support End-to-end service
Affordable Pricing Cost-effective
Dedicated Assistance Personal support
PAN India Service Nationwide coverage

 

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  • Close your business legally
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GSTR-10 Filing Process

Step Process Timeline
1 Data Collection Same Day
2 Verification of Details 1 Day
3 Calculation of Liability Same Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GSTR-10 Filing Timeline

Stage Time
Preparation 1 Day
Filing Same Day

Late Fees & Penalties

Type Penalty
Late Filing ₹200 per day (₹100 CGST + ₹100 SGST)
Maximum Limit ₹10,000
Interest Applicable on dues

Key Components of GSTR-10

Component Details
Basic Details GSTIN & business details
Stock Details Closing stock held
ITC Reversal Input credit on stock
Tax Payable Outstanding liability

Common Mistakes in GSTR-10 Filing

Issue Impact
Incorrect stock details Wrong tax calculation
Missing ITC reversal Penalty
Late filing Late fees
Wrong data entry Notice from department

👉 Finance Saathi ensures accurate and error-free filing

Benefits of GSTR-10 Filing

Benefit Explanation
Legal Closure Proper GST compliance
Avoid Penalties Timely filing
Smooth Exit No future obligations
Compliance Record Clean record

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
Fast Service Quick turnaround
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

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  • Avoid penalties
  • Ensure smooth business closure

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PT Return Filing Process

Step Process Timeline
1 Salary & PT calculation Same Day
2 Data preparation Same Day
3 Return filing Same Day
4 Payment of PT dues Same Day

PT Return Filing Timeline

Stage Time
Preparation Same Day
Filing Same Day

Due Dates for PT Filing

Frequency Due Date
Monthly Varies by state
Quarterly As per state rules
Annual Applicable in some states

PT Rates (Example)

Salary Range PT Amount
Up to ₹10,000 Nil
₹10,001 – ₹15,000 ₹150
Above ₹15,000 ₹200

👉 Rates differ from state to state

Late Fees & Penalties

Type Penalty
Late Filing As per state rules
Interest On delayed payment
Non-compliance Legal action

Common Mistakes in PT Filing

Issue Impact
Wrong PT calculation Penalties
Late filing Fines
Incorrect employee data Compliance issues
Ignoring state rules Legal problems

👉 Finance Saathi ensures accurate and error-free filing

Benefits of PT Return Filing

Benefit Explanation
Legal Compliance Avoid penalties
Smooth Payroll Proper deductions
Employee Trust Transparent salary
Business Continuity No disruptions

Why Choose Finance Saathi?

Feature Benefit
Tax Experts Accurate filing
Fast Service Timely submission
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
PAN India Service Nationwide coverage

 

File Your PT Returns Today

  • Stay compliant
  • Avoid penalties
  • Ensure smooth payroll

👉 File PT Return Now with Finance Saathi

15CA & 15CB Filing Process

Step Process Timeline
1 Document collection Same Day
2 Tax calculation Same Day
3 CA certificate (15CB) 1 Day
4 15CA filing online Same Day
5 Submission to bank Same Day

Filing Timeline

Stage Time
Preparation Same Day
Filing 1–2 Days

Types of Form 15CA

Part Applicable Situation
Part A Small remittance
Part B Requires AO approval
Part C With 15CB certificate
Part D Non-taxable remittance

Penalties for Non-Compliance

Issue Penalty
Non-filing ₹1,00,000 penalty
Incorrect details Legal action
Delay in filing Remittance delay

Benefits of 15CA & 15CB Filing

Benefit Explanation
Legal Compliance Follow tax laws
Smooth Remittance No delays
Avoid Penalties Proper filing
Tax Clarity Correct deduction

Common Mistakes in Filing

Issue Impact
Incorrect tax calculation Penalty
Wrong form selection Rejection
Missing documents Delay
Late filing Compliance issues

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
Expert CAs Certified filing
Fast Processing Quick turnaround
Affordable Pricing Budget-friendly
End-to-End Support Complete assistance
Dedicated Support Personal help
PAN India Service Nationwide coverage

 

File 15CA & 15CB Easily Today

  • Ensure smooth foreign remittance
  • Stay compliant
  • Avoid penalties

👉 Apply for 15CA & 15CB Now with Finance Saathi

GST Return Filing Process

Step Process Timeline
1 Document Collection Same Day
2 Data Verification 1 Day
3 ITC Reconciliation 1 Day
4 Return Preparation Same Day
5 Filing on GST Portal Same Day

GST Return Filing Timeline

Stage Time
Document Collection Same Day
Preparation 1–2 Days
Filing Same Day

Late Fees & Penalties (Important)

Type Penalty
Late Filing ₹50 per day (₹20 for Nil return)
Interest 18% per annum on tax due
Continuous Delay Notices & penalties

Common Mistakes in GST Filing

Issue Impact
Incorrect invoice details ITC mismatch
Late filing Penalties
Wrong tax calculation Notices
Missing entries Compliance issues
ITC mismatch Loss of credit

👉 Finance Saathi ensures accurate and error-free filing

Why Choose Finance Saathi?

Feature Benefit
GST Experts Accurate filing
On-Time Filing Avoid penalties
Affordable Pricing Budget-friendly
End-to-End Support Complete compliance
Dedicated Support Personal assistance
Trusted Service PAN India coverage

 

File Your GST Returns Today

  • Avoid penalties
  • Stay compliant
  • Focus on business growth

👉 File GST Returns Now with Finance Saathi

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