Aavas Financiers Limited has achieved a major milestone by surpassing ₹20,000 crore in Assets Under Management (AUM). This reflects the company’s strong commitment to affordable housing finance, serving India’s unserved and underserved segments.

Since inception, Aavas Financiers has disbursed ₹33,500 crore in loans, benefiting over 3.62 lakh customers. The company continues its expansion, now operating 373 branches across 14 states, with 80% of them located in Tier 2 to Tier 5 towns. This strategy ensures better financial inclusion, allowing individuals in rural and semi-urban areas to access affordable housing loans.

Leveraging Digital Partnerships for Growth

Aavas Financiers is deepening digital integration to streamline its services and reach a wider audience. Through collaborations with Common Service Centers (CSC) and E-Mitra, the company is tapping into previously unbanked customers. These digital touchpoints help bridge the financial gap, bringing affordable home loans to more people.

Key Digital Initiatives:

• Seamless loan application and disbursement process.
• AI-driven risk assessment for better loan eligibility evaluation.
• User-friendly mobile and web portals for customer interactions.

Leadership's Perspective

Sachinder Bhinder, Managing Director & CEO of Aavas Financiers, shared his thoughts:

"Reaching ₹20,000 crore in AUM is not just a number—it represents dreams fulfilled, homes built, and lives transformed. We express our gratitude to our stakeholders, customers, partners, and our dedicated team who have made this journey possible."

India’s Affordable Housing Boom & Future Outlook

Massive Housing Demand:
India faces a housing shortage of nearly 100 million homes, with 95% of this affecting lower-income groups. Aavas Financiers sees huge growth potential in this sector.

📈 Government’s Push for Affordable Housing:
The ‘Housing for All’ initiative by the Indian government, combined with rising disposable incomes and infrastructure growth, is creating favorable conditions for the housing finance industry.

💡 Future Plans:
Aavas Financiers aims to become India’s most trusted and largest affordable housing finance company by focusing on:

• Expanding its branch network in new geographies.
• Enhancing digital customer experiences.
• Strengthening risk-adjusted returns for sustainable growth.

Final Thoughts

With a ₹20,000 crore AUM milestone, Aavas Financiers is playing a crucial role in India's financial inclusion story. Through strategic expansion, digital advancements, and affordable housing solutions, the company is set to empower millions of Indians to achieve homeownership.

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