ITI Asset Management has officially launched Diviniti SIF, a dedicated platform for Specialised Investment Funds (SIFs), further strengthening its footprint in the fast-evolving Indian investment landscape. This new move aligns ITI Mutual Fund with a growing number of asset managers venturing into the SIF domain, such as Mirae Asset and Edelweiss AMC, which launched their SIF offerings earlier in June 2025.

The Diviniti SIF platform aims to provide investors with access to unique investment strategies, cutting across equity, hybrid, and fixed income categories.

Understanding Specialised Investment Funds (SIFs)

Specialised Investment Funds are emerging as a distinct asset class, positioned between traditional mutual funds and Portfolio Management Services (PMS) or Alternative Investment Funds (AIFs). They are designed for investors who:

• Seek greater flexibility

• Prefer tailored investment solutions

• Want to move beyond conventional fund structures

SIFs can deploy strategies not commonly available in regular mutual funds, such as thematic investing, tactical allocations, dynamic asset management, and more.

However, these funds carry higher risks, including capital loss, liquidity constraints, and market volatility, making them more suitable for informed and risk-aware investors.

Diviniti SIF: Inspired by Purpose and Governance

Jatinder Pal Singh, CEO of ITI Mutual Fund, emphasised the platform’s mission by stating:

“With the launch of Diviniti SIF, we are making a strategic entry into the evolving SIF space. SIFs offer a middle path between mutual funds and PMS/AIFs, bringing in the flexibility and innovation that modern investors seek.”

The name Diviniti is a blend of "Divine" and "Niti", representing a higher purpose and responsible governance. The platform promises to maintain:

• Ethical investing standards

• Long-term, sustainable wealth creation

• Strategic asset allocation

This principled approach positions Diviniti SIF as a solution tailored for next-gen investors seeking long-term value and transparency.

Asset Class Strategy and Categories

Diviniti SIF will operate across three major categories:

1. Equity Strategies – Targeting dynamic, growth-oriented portfolios with the possibility of tactical allocation and smart beta models

2. Hybrid Strategies – Combining the best of equity and fixed income with a focus on risk-managed returns

3. Fixed Income Strategies – For those seeking capital preservation, income stability, and credit risk-adjusted returns

These offerings allow investors to diversify across risk profiles while staying within the regulatory frameworks of SEBI.

Comparison with Traditional Investment Options

Compared to mutual funds, SIFs offer:

In essence, SIFs provide more flexibility and innovation, acting as a bridge between the retail-friendly mutual funds and the HNI-oriented PMS/AIF structures.

Recent Entrants in the SIF Space

ITI Mutual Fund’s entry comes after two recent high-profile launches:

• Mirae Asset Investment Managers (India) launched Platinum SIF on June 5, 2025, offering multi-strategy approaches to long-term investors.

• Edelweiss Asset Management unveiled Altiva SIF, focused on strategic themes and customised risk-return models.

The increasing participation of reputed AMCs indicates that SIFs are no longer niche offerings, but are rapidly moving towards mainstream acceptance, especially among affluent and semi-institutional investors.

ITI Mutual Fund’s Journey and Market Presence

Founded in April 2019, ITI AMC has expanded rapidly, currently operating in 46 locations across India. As of May 31, 2025, the AMC’s assets under management (AUM) stood at ₹10,242.69 crore.

The AMC is backed by The Investment Trust of India, a firm established in 1991 with interests across:

• Equities

• NBFCs

• Insurance broking

• Capital markets

The backing offers deep-rooted market experience and financial pedigree, providing a strong foundation for Diviniti SIF.

Why This Launch Matters to Investors

The Diviniti SIF platform comes at a time when:

• Investors are seeking alternatives to traditional investments

• Market volatility and macroeconomic shifts are making active management less predictable

• The need for diversification and innovation in portfolios is rising

By offering this new platform, ITI MF is:

• Catering to evolving investor needs

• Promoting responsible investing

• Expanding choice in a dynamic market

Risks Associated with Specialised Investment Funds

While SIFs bring innovation and choice, they are not without risk. Investors should be aware of:

• Higher capital risk due to non-traditional strategies

• Liquidity issues, as some funds may not offer daily NAVs

• Less regulation compared to standard mutual funds

• Performance dependency on fund strategy and manager acumen

ITI MF has acknowledged these risks and aims to mitigate them by following strong governance principles, transparent disclosures, and clear investor communication.

Market Outlook and SIF Potential

The rise of SIFs reflects broader changes in India’s investment landscape:

• More investors are graduating from basic SIPs to strategic products

• HNI and UHNI segments are expanding, demanding more curated offerings

• SEBI’s regulatory flexibility is fostering innovation in product design

As more AMCs enter the field, competitive dynamics will likely push for better strategies, more transparency, and greater investor education.

Conclusion: Diviniti SIF – A Timely Innovation

The launch of Diviniti SIF by ITI Mutual Fund is a strategic leap into an emerging segment of the investment market. With a clear mission to bridge the gap between retail simplicity and institutional sophistication, the platform is positioned to attract modern, risk-aware investors.

While investors must tread carefully due to the inherent risks of SIFs, those with the right risk appetite can unlock unique opportunities not accessible through traditional funds.

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